Payment Integration Architect - Banking and Financial Services Job at Cognizant, New Jersey

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  • Cognizant
  • New Jersey

Job Description

Salary: $90,000 - 120,000 per year Requirements:

  • I require at least 10 years of experience in solution architecture, specifically in payments hub implementation, with a minimum of 3 years focused on payments architecture (Wires, Fedwire, ACH) and integration.
  • Proven experience with enterprise integration tools such as:
  • - MuleSoft (API-led connectivity)
  • - Informatica (ETL/data transformation)
  • - Message Queues (e.g., IBM MQ, RabbitMQ, ActiveMQ)
  • Familiarity with ISO 20022 messaging standards and compliance regulations in banking.
  • Experience in designing and assessing third-party vendor solutions.
  • Strong skills in documentation, communication with stakeholders, and executive presentations.
  • Ability to operate in hybrid or Agile work environments and lead cross-functional teams.
Responsibilities:
  • I will define and document the future-state architecture for Wires, Fedwire, and ACH payment services.
  • I will analyze existing integrations and systems architecture, pinpointing key integration touchpoints with banking core, fraud, infosec, and other banking applications.
  • I will collaborate with business analysts to evaluate vendor solutions and ensure the proposed technology aligns with capability models and strategic objectives.
  • I will assess third-party payment platforms for architectural compatibility, integration extensibility, security, and compliance.
  • I will lead the technical analysis of RFI and RFP responses, reviewing vendor platforms for:
  • - Compatibility with ISO 20022 messaging
  • - Integration feasibility with core systems and middleware (MuleSoft, MQ, Informatica)
  • - Total cost of ownership
  • - Payment hub implementation approaches and roadmaps
  • - Architecture scalability, security, maintainability, and operational readiness
  • I will provide technical oversight during vendor demo sessions and partake in Q&A evaluations.
  • I will create high-level implementation roadmaps, including considerations for system migration and dual-core integration methods.
  • I will present architecture recommendations and vendor assessments to business and technology leadership.
  • I will work closely with banks, technical teams, architects, and information security to comprehend guidelines and existing solutions.
  • I will identify and evaluate the proposed solutions and architectures from payments hub vendors to ensure alignment with the bank’s current and future architecture.
Technologies:
  • API
  • ActiveMQ
  • Architect
  • ETL
  • IBM
  • Informatica
  • MuleSoft
  • RabbitMQ
  • Security
  • AI
  • AWS
  • Azure
  • Cloud
  • GCP
  • TOGAF

More:

We are on the lookout for a hands-on Solution Architect with a solid background in payments architecture, system integration, payment hub implementation, and evaluations of payment hub vendor platforms. This role plays a pivotal part in a significant initiative aimed at modernizing Wires, Fedwire, and ACH services, focusing on integration architecture and technology strategies.

I seek someone who can deliver within Cognizant's Five Pillars of Consulting Excellence: Project Execution, Expertise, Business Development, Practice Development, and People Development. As a Sr. Consulting Manager, you would lead a team of consultants through client engagements, manage escalations, and oversee specific workstreams. You would also contribute to the sales process, develop service offerings, and participate in initiatives related to PeopleCare, recruiting, and mentoring.

If you possess the relevant experience, consider yourself a selfless leader, and aspire to thrive in a client-focused environment, we are eager to connect with you! We want individuals who are passionate about building something remarkable together to join our dynamic team. Apply today!

last updated 35 week of 2025

Job Tags

Full time,

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